If you landed on this post because your insurer informed you that we have been appointed as your legal counsel, rest assured that you are not the first person to have questions about our role. Maybe you were in a car accident and someone has sued you, or maybe you had an oil spill at your home or business and now your insurance company is looking to recover money paid out to you from some other party. There are numerous situations that might trigger our involvement, and they all stem from you...

News stories frequently surface which tug at readers’ heartstrings. Landlord sues tenant whose unattended candle burned the apartment down. Property owner sues estate of driver who was killed when his car ran into a cottage. Multinational corporation sues small-town local business for shoddy roof repairs. Often these stories are accompanied by descriptions of the dismay and consternation experienced by the defendant in these cases. While those of us in the insurance industry are nodding sa...